Case Study

Land

Utah Property Successfully Reclassified to X Zone

Hurricane, UT

Image of Land property for Utah Property Successfully Reclassified to X Zone

5 Bldgs. Reclassified from SFHA

Solutions Found:

LOMA

Flood Expert Survey

NFE Solution: LOMA; FES

A Hurricane, UT property owner reached out to National Flood Experts to explore what solutions might be possible for her duplex property impacted by the Special Flood Hazard Area (SFHA).

NFE's engineering team conducted the initial desktop review, which confirmed the high likelihood that the existing structures and plot of land would qualify for removal from the SFHA through a Letter of Map Amendment (LOMA). Due to the complex and understudied nature of A-Zones and to fully confirm the solution, additional property-specific data was required. The Client agreed to have NFE perform a Flood Expert Survey (FES) of the property. NFE's in-house Field Experts visited the property and meticulously collected all required data. After thoroughly reviewing the new data, and completing complex modeling, NFE's engineers qualified the entire property for a LOMA.

The project required two submissions to FEMA and responses to several RFI’s - our expert team handled it all with composure and ultimately the two LOMA submissions were approved - removing 5 buildings and the parcel of land from the SFHA and into an X Zone. Not only do the LOMAs release lender-mandates for flood insurance but any future renovations will not be restricted by FEMA’s 50% rule - a major win!

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$175K in Added Property Value

Wisconsin Multifamily Property Successfully Removed from SFHA - Fond du Lac, WI

NFE successfully reclassified an entire Multifamily property in Fond du Lac, WI out of the high-hazard flood zone. Resulting in $11K year-over-year flood insurance savings and improving the property value by $175K!

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A Yacht Club in Annapolis, MD was alerted by the NFIP that their flood insurance policy was being non-renewed & they were shocked when the private carrier quote came in at $30,000+ annually. Their Insurance Agent called National Flood Experts to see if we could assist & our team went to work and provided $23K in Premium Savings.

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LOMA Achieved for Homeowner

Lender Mandate Lifted for Homeowner in Maine - Kittery, ME

Discover how NFE helped a single-family homeowner in Kittery, ME, confirm their location outside of the special flood hazard area (SFHA) and remove the lender mandate for flood insurance on their home via a Letter of Map Amendment (LOMA).