The 2017 hurricane season brought with it a lot of havoc: Hurricanes Harvey, Irma, and Maria, destroying cities and people’s entire lives. We all know how dangerous those types of natural disasters can be; and we try to brace ourselves as much as possible.
But what happens when a city is hit with a storm that seemingly comes “out of nowhere”, while people are at their offices? That’s exactly what has been going on in Massachusetts and Pennsylvania in the first few days of March 2018, with several more storms predicted in the oncoming days.
All of a sudden, we’re not talking about a family who stayed together with flashlights and non-perishables to do the best they could. We’re talking about office workers who look out their windows and read news stories about what’s going on outside, and decide to just sleep at work that night.
Meanwhile, a frantic mom decides to brave the elements because she has to pick up her two year old from daycare. She pays $180 for a 15 hour Uber ride home (yes, that’s how bad traffic gets), only to discover that she has no power at her house; in the middle of winter. In Pennsylvania. This, this, is what really makes us wonder how prepared we are for unexpected displays by Mother Nature.
What can you do to prepare yourselves?
Today, you read about it in the news. Tomorrow, the crazy stuff may be happening to you. So what can you do to be as best prepared as possible?
- Review your homeowner’s insurance.Depending on your policy, you may be covered for storm damage. But don’t assume it. Read the whole thing, including the small print. If it goes over your head, call an adjustor and ask for where in the policy is coverage specified, then highlight it for easier future reference.
- Determine whether you’re in a high-risk flood zone.
This can be done by evaluating your home to see if you’d be considered to be in a high-risk zone, according to FEMA’s flood rate maps. To get this done (for free), contact us at National Flood Experts. All you have to do is call us. We take care of the rest.
- If applicable, get flood insurance.
If it turns out that you are in a high- risk flood zone, get flood insurance. Homeowner’s insurance don’t cover floods, and you don’t want to find out you’re out of luck the hard way. If you don’t know what would be the best coverage for you, we can help you with that, too.
If you’d like to talk more about how the property evaluations work out and how come they’re free, contact us. We’ll be happy to get this conversation started.