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What the Recent Paris Floods Can Teach Us

Recently, news websites have been flooded with stories of the Seine river in flooding the city (no pun intended, but it fits). Although they are not good news, they are a refreshing change of subject from the usual political drama.

While water levels keep going up and some museums (including the Louvre) have stored some of their artwork elsewhere, the reality is that Parisians have gone about their business, mostly unfazed. Yet, when we look at the pictures and video footage of water levels, it’s hard to not be somewhat alarmed.

We’re talking about a landlocked city; one where we don’t usually expect to hear flood news (albeit they did have a big one as recent as 2016).

How does this affect you?

It’s so easy to dismiss news from far away as something that doesn’t really have any bearings on your daily life. It’s not because we don’t care, but because we already have a full plate with our own stuff to worry about. That said, there is a lesson to be learned from the Seine situation: Even if you live in a relatively dry place, or landlocked, or your town hasn’t experienced a flood in years, it only takes a couple of heavy rains to cause us to worry.

This is why it’s crucial to know where you property stands in relation to FEMA’s designated high-risk flood zones. Some people know they are in danger just from previous experience (hello, South Tampa residents!) But for many others, a flood can come as a surprise. Are you ready for something like that to happen?

What can you do to take preventive measures?

         For one, you should do an evaluation of your property to figure out whether you’re in a high or low risk flood zone. How do you do that? Glad you asked. National Flood Experts will do it for free. If it turns out that you’re in a safe zone, you can request a reimbursement of flood insurance payments already made, and a rezoning from FEMA. It takes a lot of paperwork, but we can help you out with that. If it does turn out that you are in a high-risk flood zone, you need to make sure you have the best possible coverage for both flood and personal contents insurance. Your home insurance policy will not protect you.

Let’s talk to see what we can do to help you out. This is something you want to take care of while the sun is still shining. Contact us. It’ll always be worth it.

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