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Floods Can Happen Anywhere

Flooding can happen in any season. It presents just as much threat during Summer as it does in Winter. It can be devastating – being prepared year-round is imperative.

Warm conditions with heavy rain after periods of long, dry weather leave the ground hard and unable to absorb water. On the other hand, cold conditions cause leaks and bursts. Large amounts of water are locked away as snow and ice, and melting can release it all at once instead of draining properly, leading to sudden damages to your property.

Flooding is one of the widespread disasters that impact people the most. It causes billions of dollars’ worth of damage each year. Floods can cause damages to any property in almost any area, so it is essential to learn about the different types of flooding and how they can affect your home, business, and assets. Here’s a list with the essential characteristics of the five main flooding categories:

Flash Floods

Flash floods are fast-moving waters that wash away everything in their path. Flash floods generally cover a comparatively small region and happen with little or no notice at all, usually in under 6 hours. Water torrents move large objects such as cars, rocks, and trees, and any other object that stands in their way.

Coastal Floods

These kinds of floods are caused by fierce winds or heavy storms that move towards a coast during high tide. When huge waves crash the coast’s dune or dike, the land is usually flooded. Coastal floods affect waterfront regions with fewer defenses and lower elevation. Residents generally wait for low tide to repair the breach.

River Floods

The main characteristic of river floods is the continuous riverbank overflow caused by pouring rain over an extended period. The area flooded by rivers generally depends on the size of the river and inches of rain. River floods rarely cause casualties but they do cause immense economic damage.

Urban Floods

Urban floods happen when the drainage system in a town or city does not take in the water from torrential rain. If a metropolitan area does not have natural drainage, it can also contribute to flooding. Even though water levels can be just a few inches deep, urban floods can lead to important architectural destruction.

Pluvial Floods

Similar to urban flooding, pluvial floods form in flat areas where the soil cannot absorb water from rain, causing puddles and ponds to appear. However, it happens most commonly in rural areas. Agricultural activities, homes, and businesses are severely affected in areas where pluvial floods have occurred.

Whatever type of flood you encounter, make sure you are prepared with year-round flood insurance. Contact us today to learn more about how to protect your home or property.

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