No matter who you are or where you’re from, there’s a good chance you like saving money. While there are certain things it makes no sense to cut corners on — such as flood insurance — it’s still possible to be properly covered while still being able to set aside some money for something more […]
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Flooding Risks In Cold Weather
Winter flooding poses considerable risks, depending on where you live. Along coastal areas, snow, heavy rains, and strong winds can cause water levels to rise, leading to flooding. The East Coast is particularly sensitive, where storm systems can lead to coastal flooding from the Mid-Atlantic states to the Northeast. Another cause of winter flooding is […]
Does Snow Cause Flooding?
Many people don’t know that melting snow is part of the water cycle, but runoff from snowmelt is a key component. In fact, its importance depends on the weather: in a warmer climate, melting snow does not directly affect water availability, but in colder weather, much of the springtime runoff and streamflow in rivers is […]
Worst Flood Incidents in Recent Years
Floods are among the most terrifying forces on Earth. They lead to countless disasters throughout history, slow regional economic growth for decades, destroy bridges, roads, and utilities. Homeowners who aren’t covered by insurance have to declare bankrupt. Many can’t rebuild and are forced to start a new life in another part of the country. The […]
Floods Can Happen Anywhere
Flooding can happen in any season. It presents just as much threat during Summer as it does in Winter. It can be devastating – being prepared year-round is imperative. Warm conditions with heavy rain after periods of long, dry weather leave the ground hard and unable to absorb water. On the other hand, cold conditions […]
Business And Water Don’t Mix – How To Protect Your Business From Floods
Rising river waters, heavy snow or rainfall, the breaching of dams or levees, and flash flooding caused by sudden, excessive rain can generally cause floods with little or no warning at all. Floods have terrible consequences for business owners, including damage to buildings, loss of inventory, debris removal and extensive cleanup, and business interruption. Over […]
How Flood Insurance Affects Your Taxes
After a significant event, taxes in disaster-prone areas generally increase. To be prepared, you need to know how to manage your tax returns in the year following a natural disaster. If your home or property was damaged, there are many financial tactics that you can adopt to lessen the financial cost to you and your […]
Winter Floods: Why They Happen
Floods are traditionally associated with natural disasters such as hurricanes that take place in warmer climates. But did you know that cold winter temperatures can also cause flooding? There are many conditions that can cause an overflow of water. You must stay alert even when the conditions seem to lend themselves to a frozen winter […]
5 Types Of Insurance Every Business Owner Needs
Risks cannot be eliminated. Business owners, however, need to be prepared to face any potential hazard: from surviving a significant natural disaster to dealing with an employee’s injury. Does your business have the right mix of the most important types of business insurance? Read on to find out: Workers Compensation If injured on the job, […]
Do You Really Need Flood Insurance?
If you’ve been following our blog, you probably already know that damage caused by flooding is not covered under regular homeowner’s insurance policies. And you’re probably wondering – do I really need flood insurance? You might be tempted to skip this expense, especially if you do not live in a high-risk flood zone. Here are […]