Risk is defined as a combination of probability and consequence. If the likelihood of a significant flood is high and the consequences are severe, we say it is a “high” risk, as when a flood causes many victims and properties suffer from considerable damage. If the probability of a flood is low and the consequences […]
Category: FEMA
What Is The ‘100-Year Flood’ All About?
Some people say they are not located in a 100-year flood zone because their property hasn’t flooded in 100. Even though it is a reasonable thing to say, it is unfortunately incorrect. The “100-year flood” is one of the most misunderstood terms in disaster preparedness. What’s A 100-Year Flood And How Is It Determined? In […]
Your Guide To Every Type of Flood Zone
Floods happen more than you’d think. In fact, almost 90% of all natural disasters involve flooding. To reflect the risks in each part of the country, the Federal Emergency Management Agency (FEMA) has issued Flood Insurance Rate Maps (FIRMs) that show areas of high and moderate to low risk of flooding. More than 20,000 cities […]
How To File a Flood Insurance Claim
When disaster strikes – such as a flood – you need to file a claim as quickly as possible. It’s vital to file your claim immediately and have all the supporting documents/information at hand. Your policy will help you get monetary compensation for anything that was lost or damaged in your home when flooding occurred […]
Expert Tips To Prepare For A Hurricane
As photos of people cruising around flood-ridden streets in kayaks circle the world, one has to think about how these images came to be. Turns out, it takes experience – and preparation – to cruise around flooded cities in a personal vessel after a natural disaster of that magnitude. There are hurricane preparation lists out […]
What Everyone Should Know About Determining Flood Zones
When you want to know the impact that future flooding may have on a particular piece of real estate, you may find yourself wondering how and who determines flood zones. Well, it isn’t a secret. In fact, the federal government has a lot of information on the topic (See fema.gov/flood-zones). FEMA, the Federal Emergency Management Agency, is […]
Everything You Need To Know About National Flood Insurance Program
You hear a lot about the Federal Emergency Management Agency (FEMA) when storms and other natural disasters occur. The agency has a huge role in supporting those affected by natural disasters. But FEMA does not only provide emergency assistance during and following a disaster, it also has its own flood insurance program, the National Flood […]
Flood Insurance Remains in Washington’s Back Burner
When was the last time you saw the news? While some people are information junkies, others are so jaded with the current political climate, it’s just easier to ignore it all and go on about your lives. And that’s fine, except when what’s going on in Washington may affect you personally. A few months ago, […]
Can You Bypass FEMA’s Flood Insurance Program?
Have you seen the now ubiquitous hashtag #ILiveWhereYouVacation that’s so popular on social media? If you’re a Florida resident, you know exactly how it feels to live in a place that tends to be many people’s dream vacation destination. One of the main reasons for that reality is that we’re home to some of the […]
How FEMA’s Proposed Changes Will Cost You
Back in April, we posted a blog explaining what are FEMA’s Flood Insurance Rate Maps (FIRM). In a nutshell, FIRM are maps that are redesigned every couple of years, to reflect recent environmental changes that may have affected a specific area’s flood probabilities. This means that it is entirely possible to go from having your […]