What’s Your Insurance Resolution For 2019? December is the perfect time to reflect upon the past year. An opportunity to have in mind all the things we want to change in the next year. For sure, it’s hard to keep our New Year’s resolutions, but when it comes to changes that may considerably affect our […]
Category: Advice
Winter is Here… Here’s How to Prepare Your Home
Preparing and protecting your home for winter is vital. There are many things to take into account: from a frozen water pipe bursting and flooding your basement to an ice dam in your gutter causing water to seep into and saturate an interior wall. Beyond the inconvenience and discomfort of extremely cold weather, severe weather […]
What Is The ‘100-Year Flood’ All About?
Some people say they are not located in a 100-year flood zone because their property hasn’t flooded in 100. Even though it is a reasonable thing to say, it is unfortunately incorrect. The “100-year flood” is one of the most misunderstood terms in disaster preparedness. What’s A 100-Year Flood And How Is It Determined? In […]
Hurricane Season Is Almost Over, But Don’t Skimp On Flood Insurance!
If your property is located near a river, lake, stream or just on a floodplain, you probably have a flood insurance policy in addition to your homeowner protection. However, if you live in an area that is considered as low risk according to the FEMA Flood Map Service Center (MSC), you may think that it […]
How Elevation Certificates Help You Save Money
Flood insurance is a fundamental necessity if your property is located in a flood-prone area. As we discussed in previous blogs, a standard homeowner policy does not include damages caused by flooding, so you are required to have one if you live in a high-risk area. The elevation certificate is an important factor when it […]
Are You Overpaying for Flood Insurance?
What you pay for flood insurance has a lot to do with the risk of flooding associated with your property. But, is it possible that you are overpaying your premium? What can you do if your policy and quote are full of technical errors? Or worse yet, your property’s flood zone is incorrectly classified? Contact […]
How To File a Flood Insurance Claim
When disaster strikes – such as a flood – you need to file a claim as quickly as possible. It’s vital to file your claim immediately and have all the supporting documents/information at hand. Your policy will help you get monetary compensation for anything that was lost or damaged in your home when flooding occurred […]
Hurricane Florence: Lessons Learned
A few weeks ago, Hurricane Florence tore through North and South Carolina, causing extensive damage and setting new state rainfall records in both states. Florence dropped a maximum total of 35.93 inches of rain, becoming the wettest tropical cyclone recorded in the Carolinas. As we watched people getting ready, the fury of the wind and […]
Types of Home-Related Insurance You Should Know About
You might not even suspect how many types of insurances exist to protect your home until you are purchasing your first property. This can certainly be overwhelming, but to help you out we’ve compiled a list of the most common types of home-related insurance you should know about. Homeowners Insurance The most common type of […]
Is My Home At Risk Of Flooding?
Flooding is a risk for anyone who lives in an area that rains. Even if you live in a low flood-risk area, you can still be susceptible to flooding. This is true for those who live near the coast, in mountains, on flatlands, and pretty much anywhere. In fact, according to FEMA, twenty-five percent of all flood […]