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Flood Insurance Double Deductible Trap!

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One common misconception with flood insurance is people think they have one policy. The fact is that when you purchase a flood policy, you are technically buying 2 policies, one on the building, and one on your contents. Let’s look at an example for a typical home flood policy. You have a flood and file […]

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FEMA and NFIP Demystified – FAQ’s FEMA, NFIP, SFHA Your Questions Answered

FAQ NFIP Background and General Questions/Answers What is the National Flood Insurance Program (NFIP)? Why did Congress create the NFIP? How was the NFIP established and who administers it? What is a Flood Insurance Rate Map (FIRM)? What is a Special Flood Hazard Area (SFHA)? How can a property owner determine whether or not their […]

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On the rise: flood insurance premiums: Property Owners To Pay More To Make Indebted Flood Program Solvent

If you missed it on the article in the Tampa Bay Tribune on BY JOSH BOATWRIGHT Tribune staff Published: April 4, 2015 here is a link to it The first round of flood insurance premium hikes went into effect Wednesday for new and renewed policies. Rates will go up about 10% for primary homes, as much as […]

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National Flood Experts – Helping Homeowners Across America

Are you the kind of person who enjoys throwing away your money? Do you toss hundred dollar bills into the air just for fun? No? Well, I can show you how, if you own a home, that could be what you are doing. If you learned you could save thousands of dollars every year and […]