If you are like most Floridians, you have a flood insurance policy. And on many instances, that’s a prudent decision. After all, we are surrounded by water. We also have plenty of lakes and a hurricane season. If you live in a flood prone area, such as South Tampa or Clearwater Beach, you’ve seen firsthand how essential it is to be adequately protected in the case of a flood.
But the reality is that not everyone lives in flood zones. Most of us have flood insurance because our mortgage lender requires it. But what if your home is paid off and has never flooded? Do you even know if your property is located in a high risk flood zone? Because even FEMA’s own rate maps are updated regularly; and zones that have been deemed in the past to be high risk, have been removed from such designation due to environmental changes or additional factors.
The only way to find out for sure whether you’ve been correctly designated is to conduct an evaluation of your property. Yes, it sounds like a hassle, but what if you could delegate it to someone else, and not have to pay a dime for it? Because believe it or not, National Flood Experts can do that for you.
Why should I have my home evaluated?
There are plenty of reasons why you would benefit from an evaluation:
• Removing your home from a flood zone will increase your home’s value.
• Why would you continue paying for flood insurance if you don’t have to?
• Not only would you save money from not having to pay monthly premiums, but you can also get last year’s flood insurance payments refunded.
What’s the catch?
There is no catch. We would get paid a portion of your refunded monies. This is because we only file appeals with FEMA when we are certain your case has merits and will prevail.
If your property has never been flooded before, it’s worth a shot to have this evaluation. Because it’s free, you have nothing to lose. And because you could end up saving money, plus being reimbursed, you have a lot to gain.
If we’ve piqued your interest, go find the closing documents from when you purchased your home. Pull out a copy of the Elevation Certificate, and email it to us at [email protected]. If you don’t even remember where that paperwork is, you can also get a copy from your home insurance agent. If you’re still a bit skeptical, you can give us a call at 1-800-561-0396, and we’ll answer all of your questions. Give us a call. We’ll be happy to help.