What’s Your Insurance Resolution For 2019? December is the perfect time to reflect upon the past year. An opportunity to have in mind all the things we want to change in the next year. For sure, it’s hard to keep our New Year’s resolutions, but when it comes to changes that may considerably affect our […]
Month: November 2018
Winter is Here… Here’s How to Prepare Your Home
Preparing and protecting your home for winter is vital. There are many things to take into account: from a frozen water pipe bursting and flooding your basement to an ice dam in your gutter causing water to seep into and saturate an interior wall. Beyond the inconvenience and discomfort of extremely cold weather, severe weather […]
Is Your Home At Real Risk Of Flooding?
Risk is defined as a combination of probability and consequence. If the likelihood of a significant flood is high and the consequences are severe, we say it is a “high” risk, as when a flood causes many victims and properties suffer from considerable damage. If the probability of a flood is low and the consequences […]
What Is The ‘100-Year Flood’ All About?
Some people say they are not located in a 100-year flood zone because their property hasn’t flooded in 100. Even though it is a reasonable thing to say, it is unfortunately incorrect. The “100-year flood” is one of the most misunderstood terms in disaster preparedness. What’s A 100-Year Flood And How Is It Determined? In […]
Hurricane Season Is Almost Over, But Don’t Skimp On Flood Insurance!
If your property is located near a river, lake, stream or just on a floodplain, you probably have a flood insurance policy in addition to your homeowner protection. However, if you live in an area that is considered as low risk according to the FEMA Flood Map Service Center (MSC), you may think that it […]